*On October 3, 2008, FDIC deposit insurance increased from $100,000.00 to $250,000.00 per depositor through December 31, 2009. On May 20, 2009, the FDIC extended this coverage through December 31, 2013.
The Federal Deposit Insurance Corporation (FDIC) is an independent agency of the United States government. The FDIC protects you against the loss of your deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government. The term “insured bank” is used in this brochure to mean any bank or savings association with FDIC insurance.
To check whether your bank or savings association is insured by FDIC, call toll-free 1-877-275-3342, use "Bank Find" at www.fdic.gov/deposit/index.html, or look for the official FDIC sign where deposits are received.
The FDIC promotes public confidence in the U.S. financial system by insuring deposits in banks and thrift institutions for at least $100,000.00*.
Coverage Over $100,000*
The FDIC provides separate insurance coverage for deposit accounts held in different categories of ownership. You may qualify for more than $100,000* in coverage at one insured bank if you own deposit accounts in different ownership categories.
The most common ownership categories are:
- Single Accounts
- Certain Retirement Accounts
- Joint Accounts
- Revocable Trust Accounts
Please be aware that all Fireside Bank branch offices and other facilities are in fact part of the same FDIC insured institution. Deposits held at more than one branch location or facilities are not separately insured.
For questions regarding account insurability, please contact the Federal Deposit Insurance Corporation (FDIC) at 1-877-ASK-FDIC or you may access the FDIC’s Electronic Deposit Insurance Estimator.