Fireside Bank: Privacy Policy

Privacy Policy

FIRESIDE BANK/FIRESIDE SECURITIES CORPORATION
PRIVACY POLICY

FACTS		WHAT DOES FIRESIDE DO WITH YOUR PERSONAL INFORMATION?

Why?		Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?		The types of personal information we collect and share depend on the product or service you have with us. This information can include: § Social Security number and income § account balances and payment history § credit history and credit scores § assets and employment information § wire transfer instructions § checking account information § credit card or other debt § account transactions and transaction history When you are no longer our customer, we continue to share your information as described in this notice.

How?		All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Fireside chooses to share; and whether you can limit this sharing.
	Reasons we can share your personal information			Does Fireside share?	Can you limit this sharing?
	For our everyday business purposes – such as to process your transactions, maintain your accounts(s), respond to court orders and legal investigations, or report to credit bureaus			Yes	No
	For our marketing purposes – to offer our products and services to you			No	We don’t share
	For joint marketing with other financial companies			No	We don’t share
	For our affiliates’ everyday business purposes – information about your transactions and experiences			No	We don’t share
	For our affiliates’ everyday business purposes – information about your creditworthiness			No	We don’t share
	For nonaffiliates to market to you			No	We don’t share
	Questions?		Call toll-free 800-825-1862.


	Who we are
	Who is providing this notice?			Fireside Bank Fireside Auto Finance Fireside Thrift Co. Fireside Securities Corporation
	What we do
	How does Fireside protect my personal information?			To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
	How does Fireside collect my personal information?			We collect your personal information, for example, when you § open an account or deposit money § pay your bills or apply for financing § use your credit or debit card § make deposits or withdrawals from your account § give us your income information § provide employment information § give us your employment history § give us your contact information § give us your wage statements § show us your government-issued ID § show us your driver’s license § make a wire transfer § pay us by check § provide account information We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
	Why can’t I limit all sharing?			Federal law gives you the right to limit only § sharing for affiliates’ everyday business purposes – information about your creditworthiness § affiliates from using your information to market to you § sharing for nonaffiliates to market to you State laws and individual companies may give you additional rights to limit sharing.
Definitions
Affiliates			Companies related by common ownership or control. They can be financial and nonfinancial companies. § Fireside does not share with our affiliates
Nonaffiliates			Companies not related by common ownership or control. They can be financial and nonfinancial companies. § Fireside does not share with nonaffiliates so they can market to you
Joint marketing			A formal agreement between nonaffiliated financial companies that together market financial products or services to you. § Fireside doesn’t jointly market

Policies and
Legal Issues

Customer Service

Call us at 866-612-1801
or email us to let us know how we're doing

P.O. Box 9080 | Pleasanton, CA 94566 | Phone: 866-612-1801 | Automated Payments: 800-825-1862

Copyright © 2008 Fireside Bank